I really have had it.
The pre-existing conditions are totally out of control. If your baby is too fat, it's a pre-existing condition. If your toddler is too thin, it's a pre-existing condition. Just being female is a pre-existing condition. These things are all outrageous, but what I just read here tops it all.
A woman in Florida spoke yesterday about her experience as a rape survivor being denied health insurance coverage. Why was she denied? Because she sought care for the physical and emotional effects of her sexual assault. Here's part of her story, as recounted by Amanda Stone at Womenstake.org:
In November 2002, she was drugged and raped while on a business trip. She sought medical help from her physician, who put her on preventative anti-HIV medication, since there was no way of knowing whether the person who raped her used a condom. Following her assault, Chris was afraid to leave her house for some time. About a month after the assault, Chris gathered the courage to seek counseling to deal with her fears-counseling which continued for about a year. She took the steps she needed to take care of herself, and the steps she now encourages other rape survivors to take as a volunteer at a Florida organization called SOAR-Speaking Out About Rape. As a volunteer, she warns rape survivors about a harm which she faced-she tells them, “if you lose your insurance, you might not be able to get it back.” This is exactly what happened to Chris.
As an insurance agent, Chris knows how the system works: “if you’re rejected for coverage once it can put a black spot on your insurance record and keep you from getting health insurance in the future.” So, why did the insurance companies she consulted refuse to cover a hypothetical rape survivor? Because the hypothetical rape survivor had sought treatment for her rape! Her use of preventative anti-HIV medication and her attendance in much needed counseling---steps that were necessary to Chris’s health and well-being---became obstacles to her future health and well-being, as they were cited for reasons why insurance companies refused to insure her hypothetical applicant. In order to qualify for insurance coverage at all, her hypothetical applicant would have had to have tested negative for HIV for two to three years and have completed counseling for one to two years (depending on the specific insurance company and plan). If Chris, an insurance agent who knows the ins and outs of the insurance market, was unable to obtain health insurance following her assault, what chance do the rest of us have?
Stories like Chris's remind me of two important things about this health care debate. One, these pre-existing conditions are not new. They've been around for years and countless Americans have been discriminated against and denied critical medical services because of them. Most people are only just now beginning to understand the full extent of the problem.
Second, in a culture where sexual assault survivors face innumerable obstacles in reporting the crimes against them -- victim blaming, emotional trauma, fear of retaliation, alienation from friends and family -- the threat of losing their health insurance needs to be unacceptable.
Contact your representatives in Congress today to call for quality, affordable health care for ALL women -- including survivors of sexual assault.
https://www.progressivefuture.org/womens-health
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