Can It Happen Here?
The draft Democratic Party platform that
was sent out last week puts health care reform front and center. “If
one thing came through in the platform hearings,” says the document,
“it was that Democrats are united around a commitment to provide every
American access to affordable, comprehensive health care.”
Can Democrats deliver on that commitment? In principle, it should be
easy. In practice, supporters of health care reform, myself included,
will be hanging on by their fingernails until legislation is actually
passed.
What’s easy about guaranteed health care for all? For one thing, we
know that it’s economically feasible: every wealthy country except the
United States already has some form of guaranteed health care. The
hazards Americans treat as facts of life — the risk of losing your
insurance, the risk that you won’t be able to afford necessary care,
the chance that you’ll be financially ruined by medical costs — would
be considered unthinkable in any other advanced nation.
The politics of guaranteed care are also easy, at least in one
sense: if the Democrats do manage to establish a system of universal
coverage, the nation will love it.
I know that’s not what everyone says; some pundits claim that the
United States has a uniquely individualistic culture, and that
Americans won’t accept any system that makes health care a collective
responsibility. Those who say this, however, seem to forget that we
already have a program — you may have heard of it — called Medicare.
It’s a program that collects money from every worker’s paycheck and
uses it to pay the medical bills of everyone 65 and older. And it’s
immensely popular.
There’s every reason to believe that a program that extends
universal coverage to the nonelderly would soon become equally popular.
Consider the case of Massachusetts, which passed a state-level plan for
universal coverage two years ago.
The Massachusetts plan has come in for a lot of criticism. It
includes individual mandates — that is, people are required to buy
coverage, even if they’d prefer to take their chances. And its costs
are running much higher than expected, mainly because it turns out that
there were more people without insurance than anyone realized.
Yet recent polls show overwhelming support for the plan — support
that has grown stronger since it went into effect, despite the new
system’s teething troubles. Once a system of universal health coverage
exists, it seems, people want to keep it.
So why be nervous about the prospects for reform? Because it’s hard
to get universal care established in the first place. There are, I’d
argue, three big hurdles.
First, the Democrats have to win the election — and win it by enough
to face down Republicans, who are still, 42 years after Medicare went
into operation, denouncing “socialized medicine.”
Second, they have to overcome the public’s fear of change.
Some health care reformers wanted the Democrats to endorse a
single-payer, Medicare-type system for all. On the sheer economic
merits, they’re right: single-payer would be more efficient than a
system that preserves a role for private insurance companies.
But it’s better to have an imperfect universal health care plan than
none at all — and the only way to get a universal health care plan
passed soon is to inoculate it against Harry-and-Louise-type claims
that people will be forced into plans “designed by government
bureaucrats.” So the Democratic platform emphasizes choice, declaring
that Americans “should have the option of keeping the coverage they
have or choosing from a wide array of health insurance plans, including
many private health insurance options and a public plan.” We’ll see if
that’s enough.
The final hurdle facing health care reform is the risk that the next
president and Congress will lose focus. There will be many problems
crying out for solutions, from a weak economy to foreign policy crises.
It will be easy and tempting to put health care on the back burner for
a bit — and then forget about it.
So I’m nervous. The history of the pursuit of universal health care
in America is one of missed chances, of political opportunities
frittered away. Let’s hope that this time is different.
One more thing: if we do get real health care reform, a lot of
people will owe a debt of gratitude to none other than John Edwards.
When Mr. Edwards dropped out of the presidential race, I credited him
with making universal health care a “possible dream for the next
administration.” Mr. Edwards’s political career is over — but perhaps
he and his family can take some solace from the fact that his party is
still trying to make that dream come true.